Empowering Canadians for a Brighter Financial Future

About Maria Olivar

Licensed Insurance Broker | Financial Protection & Planning Advocate for Canadians
Serving Ontario & Alberta

I’m Maria Olivar, a licensed insurance broker proudly helping individuals, families, and business owners in Ontario and Alberta protect what matters most. With years of hands-on experience in the Canadian insurance industry, my mission is simple: to make insurance and financial protection easy to understand, accessible, and tailored to your real-life needs.

Whether you’re planning for your family’s future, protecting your income, or simply looking for guidance on how to save smarter—I’m here to help you make informed, confident decisions.

What I Can Help You With:

✅ Life Insurance – Custom coverage to protect your loved ones when it matters most

✅ Critical Illness & Disability Insurance – Protect your income and lifestyle in case of the unexpected
✅ Travel Insurance – Comprehensive plans for local or international travel
✅ Savings & Retirement Plans – TFSA, RRSP, RESP, and investment-linked solutions for your future
✅ Health & Dental Coverage – Affordable protection for your everyday needs

Why Clients Trust Me:

✔️ Licensed and regulated in Ontario & Alberta
✔️ Personalized advice – no cookie-cutter policies, just real solutions that fit your goals and budget
✔️ Unbiased options – I work with multiple trusted Canadian insurance providers to find the best fit for you
✔️ Clear, no-pressure conversations – I break things down in simple terms so you feel confident every step of the way
✔️ Flexible virtual or in-person appointments – I work around your schedule

Your Trusted Partner in Financial Planning and Guidance

At Plan Smart With Maria, we’ve helped countless Canadians achieve their financial goals, resulting in increased savings, secure retirements, and peace of mind for families navigating financial challenges.

Plan Smart With Maria has transformed the financial journeys of many Canadians. Through personalized financial strategies and expert guidance, clients have experienced significant improvements in their financial health, confidently securing their futures and protecting their loved ones from unexpected events.

From Vision to Reality: Our Company History

Founded by Maria, a passionate finance expert, Plan Smart With Maria began with a mission to empower Canadians with knowledge and resources. Over the years, we have grown significantly, assisting a diverse clientele in navigating financial complexities while adapting to changing regulations and market conditions.