Empowering Canadians for a Brighter Financial Future
About Maria Olivar
Licensed Insurance Broker | Financial Protection & Advocate for Canadians
Serving Ontario & Alberta
I’m Maria Olivar, a licensed insurance broker dedicated to helping individuals, families, and business owners in Ontario and Alberta protect what matters most. With hands-on experience in the Canadian insurance industry, my focus is on making insurance-based and licensed registered solutions easier to understand, accessible, and aligned with real-life needs.
My mission is simple: to provide clear education and guidance so clients can make informed, confident decisions about their protection, savings, and long-term security—without pressure or confusion.
Whether you’re protecting your family, safeguarding your income, planning for future milestones, or exploring registered solutions such as RRSPs, TFSAs, or RESPs, I’m here to help you understand your options and choose what fits your situation best.
What I Can Support You With:
Life Insurance
Coverage designed to help protect your loved ones and provide financial security.Critical Illness & Disability Insurance
Insurance solutions designed to help protect your income and lifestyle in the event of illness or injury.Travel Insurance
Coverage options for local and international travel, helping protect against unexpected events.Registered Savings & Retirement Solutions
Guidance on TFSA, RRSP, RESP, LIRA, and insurance-based investment-linked solutions, including segregated funds, offered through licensed channels.Health & Dental Coverage
Flexible and affordable options to support everyday health needs.
Why Clients Choose to Work With Me:
Licensed & Regulated
Fully licensed to provide insurance-based and registered solutions in Ontario and Alberta.Personalized, Education-First Approach
Guidance tailored to your needs—no one-size-fits-all recommendations.Access to Multiple Insurers
I work with a range of trusted Canadian insurance providers to help find suitable options.Clear, No-Pressure Conversations
I explain things in plain language so you can make decisions with confidence.Flexible Appointments
Virtual and in-person meetings available to fit your schedule.
Your Trusted Partner in Financial Protection Planning and Guidance
At Plan Smart With Maria, the focus is on education, clarity, and long-term relationships. I help clients understand insurance-based and licensed registered solutions so they can make thoughtful decisions that support their families, businesses, and future plans.
I do not provide investment, tax, or legal advice. Instead, I offer guidance within my licensing, helping clients navigate insurance and registered options with confidence and peace of mind.
From Vision to Service
From Vision to Service
Plan Smart With Maria was founded with a clear purpose: to support Canadians through education and access to licensed insurance and registered solutions in an increasingly complex financial landscape.
Over time, the practice has grown to serve a diverse group of individuals, families, and business owners—adapting to changing regulations and life circumstances while maintaining a commitment to clarity, integrity, and client-focused service.
Disclaimer:
Information on this website is provided for educational and informational purposes only and does not constitute financial, investment, tax, or legal advice. Services are limited to insurance-based and licensed registered solutions, including life insurance, health and living benefits, RRSPs, TFSAs, RESPs, LIRAs, and segregated funds, offered through approved channels. Segregated funds are insurance contracts and are subject to fees, market risk, and the claims-paying ability of the issuing insurer. Past performance is not indicative of future results.