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PLAN YOUR FUTURE

Insurance-Based & Licensed Solutions to Protect Your Future

Gain clarity and confidence through insurance-based guidance and licensed registered solutions designed to support individuals, families, and business owners at every stage of life.

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OUR STORY

Discover How Maria Helps Canadians Make Informed Insurance Decisions

At Plan Smart With Maria, the focus is on education, clarity, and protection. We help Canadians understand insurance-based and licensed registered solutions so they can make confident, informed decisions for themselves, their families, and their businesses.

Our approach is practical, supportive, and centered on long-term relationships—not pressure or one-size-fits-all advice.

SERVICES

1. Insurance-Based Financial Guidance

Educational guidance focused on insurance and licensed registered solutions that support protection, stability, and long-term objectives.

2. Retirement & Registered Solutions

Guidance on licensed retirement and registered solutions, including RRSPs, TFSAs, LIRAs, segregated fund products, and insurance-based strategies designed to support long-term planning within an insurance-focused framework.

3. Education & Family Planning Solutions

Support for families exploring RESPs and other registered options to help prepare for future education needs through licensed channels.

4. Business Protection & Small Business Solutions

Insurance-based and registered strategies designed to support business owners with protection, continuity, and long-term planning needs, delivered through licensed solutions.

Personalized Approach

Our guidance is tailored to your unique protection needs, whether you’re building coverage for your family, preparing for major life changes, or exploring insurance-based retirement strategies.

Insurance-Focused Guidance With Personalized Support

Maria’s understanding of Canadian insurance products and regulations helps ensure you receive guidance that is relevant, accurate, and aligned with your personal circumstances.

Proven Support

Whether you’re curious about features, a free trial, or even press, we’re here to answer any questions.

OUR PROCESS

Simple Steps to Achieve Your Financial Goals

1. Initial Conversation

We begin with a conversation to understand your current situation, priorities, and insurance protection needs.

2. Insurance-Based Strategy

Based on your needs, we explore suitable insurance solutions—such as life, health, critical illness, and segregated fund products—aligned with your goals and life stage.

3. Ongoing Support

We provide ongoing support and education to help you review and adjust your insurance coverage as your life circumstances change.

What Clients Say

Real Stories from Satisfied Clients

Thanks to Maria, I feel secure about my retirement planning. Her guidance was invaluable and easy to follow. -John Smith

I never knew where to start with my finances, but Maria made the process straightforward and engaging. -Michael Johnson

Maria’s insights helped me protect my family and plan for our future—a truly life-changing experience. -David Brown

With Maria’s help, I finally understand my budget and investments, which have made a significant difference. -James Wilson

DISCLAIMER: Services provided are limited to insurance-based guidance and insurance products, including segregated funds. No investment, tax, or legal advice is provided.